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Blog by Christopher Ty

3 Stocks to Invest in: Using Your Tax Refund Smartly

People get excited with the thought of getting their tax refunds. Some can barely wait. Others start to plan what they will purchase with the money they will get. There are also people who will use the refund to pay financial obligations. You can do whatever you want the money. But if you wish to make it grow, invest it in stocks. Here are 3 stocks that you should consider investing your tax refund in:

1. Tetra Technologies (TTI)

Tetra is an oil and gas services company that makes money from closing down wells. It’s got a very good share of the decommissioning business at 25%. You can invest cheaply in the company and expect to earn. The company has an outstanding management and a history of profitability. Natural gas prices are also expected to rise, which adds to the odds of you earning well when you invest in TTI.

2. Aeropostale (ARO)

Aeropostale is a very popular clothing retailer. You probably have several Aeropostale garments in your closet. Why not invest in the company using your tax refund and end up earning? The company is known for its very strong cash flow. It also has more than a thousand stores all over the world. It has remained strong despite the unemployment problem and the high prices of gas. With its affordable products and huge number of customers, the company is expected to go stronger in the next few years.

Why not invest in the company using your tax refund

Why not invest in the company using your tax refund

3. General Electric (GE)

General Electric is worth almost 250 billion dollars. Its record on dividends is something any company will easily envy. It boasts a pay-out every quarter for more than 10 decades. The company is involved in a lot of things including appliances, consumer electronics, financial services, and personal healthcare products. GE Capital is the company’s finance arm and is a leader in lending money to huge businesses all over the world. GE Capital is expected to benefit from the recovery of the global economy and the growth in emerging markets. What’s even better is that the company’s industrial business is expected to grow faster than GE Capital.

When investing in stocks, you need to go for those that are good and solid. You want stocks that provide long-term investment opportunities. It’s not the stock market that you need to worry about. What you want is a good company to ensure that it can survive recessions. When these companies come back, they are usually stronger than ever. They’ll grow larger, which means that you’ll also earn more.

Tax refunds on the latest gadgetsq

Tax refunds on the latest gadgets

While most people will spend their tax refunds on the latest gadgets or immediately take a vacation, you might as well spend it wisely. Investing in the right stocks can go a long way. You might just even save yourself enough money for you to retire early.

3 Fitness Apps That Can Make a Difference in Your Life

Getting in shape nowadays can be very difficult. You are probably too busy or too tired to hit the gym. Doing simple exercises can also be boring especially if you are trying to do it on your own. Motivation becomes low and you will suddenly forget about your goals. You can actually get motivated, even if you are on your own, if you know how well you are doing with your exercises. There are a number of applications, for both iOS and Android, which can help motivate and track your daily exercise activities.

1. SmartRunner

This application is available for free for iOS, Android, Blackberry and Symbian users. Though it has a name of SmartRunner, it is not actually limited to runners or running exercises. It involves 14 sports that can help in burning calories in the body. By far, it is said to have the most user-friendly interface. It will help you track your progress in handling your calories, checking time and speed, and the distance that you have covered. This is truly a must-have application in your devices.

The Best Fitness App

The Best Fitness App

2. The Nike+GPS

Nike and Apple have been working really hard to keep you motivated with your daily exercise. This app is one that joggers and running enthusiasts must install on their Apple products. The great thing about this application is there is no longer a need for you to use sensors to track your run. By using the iPhone and iTouch accelerometer and GPS, it becomes easy to read the speed. Using the songs you have downloaded into your devices, you can now be pumped up with songs as you run. This app, however, is only for Apple users and is not for free.

3. The Adidas Micoach

Not to be outdone by their eternal rival Nike, Adidas has developed its own fitness app to improve general fitness. This is a very good fitness app as it has pre-installed training plans that will help you burn calories and lose weight. It has a voice prompt that can aid you by motivating and coaching you into your personalized workouts. It gives you detailed information about your runs. It runs on iOS, Android, Blackberry and Symbian. Unlike its Nike counterpart, this application can be downloaded for free.

Workout regimen

Workout regimen

There are many applications in the Internet that can help you with your workout regimen. They are available and can be used in different platforms. Give them a try and make your workouts more fun. Be motivated and run these applications to be more successful with your goals. Also, do not forget to watch what you are eating. Uncontrolled eating will result you in gaining more calories and will cancel out your efforts in working out.

Online Dating: 3 Mistakes You Should Avoid

The Internet has brought a lot of changes in the way people live. One of these changes is online dating. Online dating sites have sprouted in the Internet and have become a very booming business for the site’s creators. Online dating can be fun for both men and women. However, not everyone is getting the results that they want. These people are probably making mistakes that they have taken for granted. Here are some things you might want to avoid so that you will not go through what other online daters have experienced:

1. Avoid making too much expectations

Online dating is a great activity. You can meet a lot people and get to know them. You can communicate regularly and get an actual date eventually. However, you must remember that this is still the dating phase and that your goal is to see if there is potential chemistry between you and your date. Avoid making expectations. Expectations will only make you disappointed when your date does not live up to it. Just chill and relax and try to know more about the person.

2. Avoid mentioning your exes

Though you may have a fruitful relationship in the past, talking about previous relationships is a no-no when engaging in online dating. Nobody wants to hear about other people’s story about their exes unless they are your friends. Most people that are into online dating are interested in meeting someone. They just want you to focus on them. Try to engage more with your date. Ask questions about your date. Don’t ask too personal questions though; you might appear like you are interviewing the person for a job.

3. Avoid giving out false information

Avoid giving out false information

Avoid giving out false information

You are probably thinking that it is alright to lie in online dating sites and hope that once you get a date, your date will understand the lies that you said when you first met on the site. Doing this will not only cost you a second date, but will also make your reputation bad in the world of online dating. Always be true to yourself. Post your most current picture on your profile. This way, you will avoid dating jerks that are not interested in creating a potential relationship but are interested in other things. Give out true information, but make sure not to give too much. Leave some information hanging to make your date more interested in the enigma that surrounds you.

Dating is a fun activity

Dating is a fun activity

Dating is a fun activity. You will get to know a lot of people through online dating sites. Not all people are successful with online dating, but it does not mean that you should stop. Be patient and give it some time. Try to explore and communicate with others. Be polite and honest and you will eventually get someone worth dating offline.

5 Best Free iPad Education Apps For Kids

With the use of advanced technology in creating various kinds of gadgets and tools, there is no doubt that kids will be curious enough to use them as well. Today, devices such as tablets, hi-tech phones, and iPads are being utilized as educational tools. This fact is undeniably true and you can attest to that.

Whether parents do support the utilization of tablets and iPads in school or not, they can never deny the fact that these things are incredible educational tools. An iPad is equipped with different useful apps, making it as a treasure of learning experiences that are disguised as amazing games for kids. Thus, when you go to visit school, you can notice that kids have their own Ipad.

You can find many educational apps for iPad anywhere, and the majority of them cost about $10 to $20 or more. Today, many parents consider this tool as a good alternative for buying textbooks. There are cheaper apps that can provide the same learning experience for children of all ages.

To give you some ideas about the best free iPad education apps for your kids, refer to the list below:

  • Tiny Hands Sorts (ages 2 years and above) –It does not require English skills, and it is more on pictures. Therefore, it works great for kids who do not actually speak English. The main goal of this game is to sort each object to their appropriate places.

  • LetterSchool (ages 3 to 7) – in 3 easy steps, it teaches children how to write numbers and letters with use of proper gradients for easy learning. It comes with 3 distinct profiles. Thus, it is good for 3 kids to play and track their own achievements at the same time.

  • Native Numbers (ages 4 to 7) – it takes your kids through simple mathematical elements by beginning with rods and moving on to numerals and pictures. Kids surely understand all about numbers while they learn to interpret symbols for them.

  • The Opposites (ages 7 plus) – it provides several hours of fun and education to children who can read bigger words already. Its goal is to look for pairs of opposite words and math them appropriately.

  • Monster hunt – The Memory Game (Ages 5 plus) – this game is good for one to 4 players. Monsters will briefly appear and get shielded after. The kids will tap the squares where they last saw those monsters. As kids succeed in memorizing where those monsters hide, the grid will get bigger while more monsters appear.

These are just five of the best free iPad educational apps that are good for your kids. They are helpful for your kids’ learning and are worth your money.